Any honest discussion of annuities pros and cons would have to devote a considerable portion to the subject of the seller of these investments and to the motives behind the advice to purchase one. Of course you would never, hopefully, enter into a financial arrangement or purchase a financial instrument without seeking good solid advice from a experienced licensed professional. However in the case of annuities you would do well to ask the seller what his or her potential commission might be on such a sale.
S. Lawrence, K. Bollacker, and C. Giles. Eighth International Conference on Information and Knowledge Management,
CIKM 99, page 139-146. Kansas Cite, Missouri, (1999)IT, IS.