Based on recent advances in Artificial Intelligence (AI), chatbots are now increasingly offered as an alternative source of customer service. For their uptake user trust in critical. However, little is known about how these interfaces fundamentally influence trust perceptions. In particular, it’s unclear what exactly causes perceptual differences - the change towards a conversational interface or the usage of anthropomorphic design elements. In this study, an online experiment with 160 participants was conducted to examine the differential effects of conversational interaction and anthropomorphism on trust in the interface or the provider within the context of online loan applications. The results show that both treatment conditions affect trust in the interface and the provider by increasing perceptions of social presence. Meanwhile, trust in the interface significantly effects the intention to share information, while trust in the provider has no effect on behavioral intention.
%0 Conference Paper
%1 ls_leimeister
%A Zierau, Naim
%A Flock, Korbinian
%A Janson, Andreas
%A Söllner, Matthias
%A Leimeister, Jan Marco
%B Hawaii International Conference on System Sciences (HICSS)
%D 2021
%K ai-based_chatbot itegpub online_experiment pub_aja pub_jml pub_msö pub_nzi pub_wise-kassel social_presence trust
%T The Influence of AI-Based Chatbots and Their Design on Users’ Trust and Information Sharing in Online Loan Applications
%U http://pubs.wi-kassel.de/wp-content/uploads/2020/12/JML_797.pdf
%X Based on recent advances in Artificial Intelligence (AI), chatbots are now increasingly offered as an alternative source of customer service. For their uptake user trust in critical. However, little is known about how these interfaces fundamentally influence trust perceptions. In particular, it’s unclear what exactly causes perceptual differences - the change towards a conversational interface or the usage of anthropomorphic design elements. In this study, an online experiment with 160 participants was conducted to examine the differential effects of conversational interaction and anthropomorphism on trust in the interface or the provider within the context of online loan applications. The results show that both treatment conditions affect trust in the interface and the provider by increasing perceptions of social presence. Meanwhile, trust in the interface significantly effects the intention to share information, while trust in the provider has no effect on behavioral intention.
@inproceedings{ls_leimeister,
abstract = {Based on recent advances in Artificial Intelligence (AI), chatbots are now increasingly offered as an alternative source of customer service. For their uptake user trust in critical. However, little is known about how these interfaces fundamentally influence trust perceptions. In particular, it’s unclear what exactly causes perceptual differences - the change towards a conversational interface or the usage of anthropomorphic design elements. In this study, an online experiment with 160 participants was conducted to examine the differential effects of conversational interaction and anthropomorphism on trust in the interface or the provider within the context of online loan applications. The results show that both treatment conditions affect trust in the interface and the provider by increasing perceptions of social presence. Meanwhile, trust in the interface significantly effects the intention to share information, while trust in the provider has no effect on behavioral intention. },
added-at = {2020-12-02T14:24:57.000+0100},
author = {Zierau, Naim and Flock, Korbinian and Janson, Andreas and Söllner, Matthias and Leimeister, Jan Marco},
biburl = {https://www.bibsonomy.org/bibtex/229e9f685afb172b30ecea91d2fdaf561/ls_leimeister},
booktitle = {Hawaii International Conference on System Sciences (HICSS)},
eventdate = {05.01.2021 - 08.01.2021},
eventtitle = {Hawaii International Conference on System Sciences (HICSS)},
interhash = {95f1372cc6eb55932b7d915ff12d9dca},
intrahash = {29e9f685afb172b30ecea91d2fdaf561},
keywords = {ai-based_chatbot itegpub online_experiment pub_aja pub_jml pub_msö pub_nzi pub_wise-kassel social_presence trust},
timestamp = {2021-07-13T15:33:02.000+0200},
title = {The Influence of AI-Based Chatbots and Their Design on Users’ Trust and Information Sharing in Online Loan Applications},
url = {http://pubs.wi-kassel.de/wp-content/uploads/2020/12/JML_797.pdf},
venue = {Koloa (Hawaii), USA},
year = 2021
}