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Endogenous Market Participation and the General Equilibrium Value of Money, and . Journal of Political Economy, 100 (3): 615 (Jan 1, 1992)doi: 10.1086/261832.COMMENTS ON HOWITT'S "BEYOND SEARCH: FIAT MONEY IN ORGANIZED EXCHANGE"*. International Economic Review, 46 (2): 431--436 (121 05 2005)doi: 10.1111/j.1468-2354.2005.00326.x.Robust tests for unit roots in the foreign exchange market, and . Economics Letters, 22 (4): 375--380 (1986)A finite-life private-information theory of unsecured consumer debt., , and . J. Econ. Theory, 142 (1): 149-177 (2008)The demand for money : A variable adjustment model, and . Economics Letters, 18 (2-3): 197--200 (1985)Relaxing the cash-in-advance constraint at a fixed cost: Are simple trigger-target portfolio rules optimal?. Journal of Economic Dynamics and Control, 17 (1-2): 51--64 (00 1993)Band Spectral Regression with Trending Data, , and . Econometrica, 70 (3): 1067--1109 (121 05 2002)doi: 10.1111/1468-0262.00319.On the Aggregate Welfare Cost of Great Depression unemployment, and . Journal of Monetary Economics, 54 (6): 1529-1544 (2007)Money and finance with costly commitment, and . Journal of Monetary Economics, 37 (2): 225--248 (April 1996)A Quantitative Theory of Unsecured Consumer Credit with Risk of Default, , , and . Econometrica, 75 (6): 1525--1589 (305 11 2007)doi: 10.1111/j.1468-0262.2007.00806.x.