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Living arrangements: health and wealth effects, , and . NBER working paper series National Bureau of Economic Research, Cambridge, Mass., (1993)Aging in Germany and the United States. NBER working paper series National Bureau of Economic Research, Cambridge, Mass., (1993)Rentenlücken und Lebenserwartung, , and . Dt. Inst. für Altersvorsorge, Köln, (2005)The German Savings Puzzle, , , , and . Research in Economics, 55 (1): 15--38 (March 2001)Life cycle savings and consumption constraints, and . 441, Mannheim, Inst. für Volkswirtschaftslehre und Statistik der Univ., (1991)Do savings programs dedicated to home-ownership increase personal savings? : An analysis of the West German Bausparkassen system, and . Journal of Public Economics, 44 (3): 265--297 (April 1991)Incentive effects of social security on labor force participation: evidence in Germany and across Europe. Journal of Public Economics, 78 (1-2): 25--49 (October 2000)Der Übergang vom Umlage- zum Kapitaldeckungsverfahren in der gesetzlichen Rentenversicherung. Mannheimer Vorträge zur Versicherungswissenschaft Verl. Versicherungswirtschaft, Karlsruhe, (1999)Prinzipien der Renten- und Pensionsbesteuerung, and . Kleine Handbibliothek / Frankfurter Institut - Stiftung Marktwirtschaft und Politik Frankfurter Inst. - Stiftung Marktwirtschaft und Politik, Bad Homburg, (2000)Household formation, housing prices, and public policy impacts. Journal of Public Economics, 30 (2): 145--164 (July 1986)