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Monitoring, loan renegotiability, and firm value: The role of lending syndicates, and . Journal of Banking & Finance, 20 (3): 577--593 (April 1996)Economies of scale of financial institutions : A comment. Journal of Monetary Economics, 1 (2): 233--240 (April 1975)Agency theory and the House bank affair, , , and . Review of Financial Economics, 13 (3): 259--267 (2004)Debt underwriting by commercial bank-affiliated firms and investment banks: More evidence, and . Journal of Banking & Finance, 26 (4): 689--718 (April 2002)